Practical advice on kitchen installation

You need to analyze this topic from the very beginning. And the beginning of the installation is in the assembly shop. And the first rule that any furniture maker should adhere to is to do everything that can be done before installation.

At the installation itself, doing those operations that could be done in the assembly shop is many times more complicated, for one simple reason – the room in which the set is installed is simply not suitable for furniture assembly.

There are no comfortable tables or workbenches, often there is no good lighting, and there is a time limit. That is, everything needs to be done on weight and quickly. In order to not waste time on the installation of what could have been done before, remember the above rule.

Before the “export” of the kitchen boxes must be collected, they should be installed facades, and these boxes, along with the facades, should be packed in a shipping film.By the way, about the transfer film: this is a very useful thing. Not only does it tightly fix the facades on the boxes, it still protects these facades and handles attached to them, from mechanical damage such as bumps, scratches and so on.

Therefore, on the packaging film it is not necessary to save (one roll of such a film can be enough to transport three kitchen sets, so it pays off “with interest”).Previously, in the assembly shop it is necessary to cut the hood into the appropriate box (if it is, of course, not a dome).

Also, do not forget to “dock” all the boxes of the kitchen set (make holes in the tightening bolts, which will pull them together). Very often, this is forgotten, and on the installation, this is lost a lot of time.

Before the modern kitchen cabinet set is delivered to the place, the room to which it is to be installed must be cleaned of all excess, since it requires as much space as possible for its installation.

Steps to install the cabinet

First set the lower base. Then, after it is installed the upper base

The lower base is set as follows:

First, all the lower boxes are installed, and they are joined together by tightening bolts. After that, the entire construction is exposed “on the level”.

The worktop is removed from the lower modules and a sink cuts into it (preferably immediately, while the worktop is still fixed on the boxes), a mixer is installed, and an opening for the hob is cut out.

After all this, the table top is installed on the lower modules, and rigidly fixed with self-tapping screws, and the hob is mounted in it.
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Banning The Future Use Of R22 Refrigerant

With the advancement in technology, more and more research was conducted on the potential harm that chemicals can cause to the environment. In the late 1970s, scientists noticed the damage done to the ozone layer of the planet by refrigerants used by HVAC-R systems. Freon or R22 is one of the most popular refrigerants at that time. In fact, Freon is compatible with almost any HVAC unit out there and energy efficient at the same time. But R22 was found to be an ODS or ozone-depleting-substance. The scientific community learned that one way to protect the environment was to reduce the use of ODS refrigerants – including R22 or Freon. This article provides information on the banning of the future use of R22 refrigerant.


The Montreal Protocol – that was signed in 1987 – decided to begin a worldwide phasing out of ODS refrigerants including Freon or R22. The phase-out was planned to be done in many stages so that the HVAC industry could be ready with a new refrigerant to replace R22. The production and importation of R22 were severely restricted in all developed countries by the mid-1990s. HCFCs were promoted over CFCs in these countries. While HCFCs are much less damaging to the environment compared to CFCs, they still contain ozone-depleting chlorine. Hence, the Montreal Protocol extended their ban in the mid-1990s to include HFCFs as well.


R22 is one of the most commonly used refrigerants in the HVAC-R industry. That is due to the many advantages of the substance. If your HVAC system was installed before 2010, the unit might most probably contain R22 or Freon. The EPA or environmental protection agency of the United States decided to ban the use of Freon in new HVAC-R systems in 2010. That means the units that were manufactured after 2010 may not contain R22. Hence, if your home has a newer unit that was installed after 2010, you may not have much to worry. But it is better that you hire a professional HVAC contractor to inspect your system and see whether it uses R22 or an alternative refrigerant.


The final phasing out of R22 is supposed to be completed by the year of 2020. By January 2020, R22 won’t be produced or imported to the United States even for the purpose of servicing existing HVAC systems. That is why you should be prepared to face this deadline with the right type of action today. There are many options that you could take in order to face the imminent ban of R22. Here are some of the most cost-effective actions that you could take to avoid the negative consequences of an R22 ban.


R22 is supposed to be completed banned in January 2020. That means you won’t be able to buy R22 even for the purpose of servicing your existing unit after January 2020. If you have a fairly new HVAC-R unit that runs on R22, you won’t be having an immediate problem with the ban. The system may function efficiently for some time to come. Hence, you don’t have to panic and replace the entire system with a unit that operates on an alternative refrigerant. On the other hand, if you have a new unit that already uses an alternative refrigerant, you have nothing to worry about. The problem arises only if you have a fairly old HVAC unit that operates on Freon or R22.


If your system runs on R22 and is fairly old, you may face a problem if the unit experiences a leak of refrigerant. Replacing R22 in an existing system isn’t the cheapest task out there. A pound of R22 is priced at over $100 right now – whereas a pound of alternative refrigerant is only $15-10. Just imagine how much money you may have to spend in case you use an old HVAC unit that runs on R22 and it experiences a sudden refrigerant leak!


There are a few options in front of you if your HVAC unit experiences an R22 leak. The most important thing is to implement a preventive maintenance schedule for the unit so that it doesn’t experience a premature refrigerant leak over time. That way you have nothing to worry until your system runs out its entire lifespan. Another cost-effective option is to replace the R22 with an energy-efficient and eco-friendly alternative refrigerant. There are many alternative refrigerants on the market today. You can choose a refrigerant that runs on R22 HVAC units. You don’t have to replace the entire unit but the refrigerant only under such circumstances. You will save a lot of money over time by replacing R22 with an alternative refrigerant that doesn’t deplete the ozone layer.


Choosing the right alternative refrigerant isn’t an easy task after all. There are many alternative refrigerants on the market. But all of them are not created the same. You should be doing the right amount of research when selecting the best alternative refrigerant for your HVAC-R system. Hiring a professional HVAC contractor is the best way to do this. A highly qualified and experienced HVAC contractor will recommend the best alternative refrigerant to replace R22 in your system – depending on the type of HVAC-R system in your home.


Bluon Energy’s TdX 20 is an environmentally friendly, energy efficient, and HVAC-R compatible alternative refrigerant on the market today. This non-ODS-depleting substance comes with many benefits to your HVAC system. If you want to avoid the negative consequences that may arise after the complete banning of R22 in January 2020, you should opt for an alternative refrigerant such as TdX 20 from Bluon Energy. It will prolong the lifespan of your HVAC-R system and reduce its electricity consumption over time. You will save a lot of money in the long run by shifting to TdX 20 from R22.


R22 or Freon is a commonly used refrigerant in a majority of HVAC-R units out there. But the substance will be completely banned by January 2020 due to its damaging effects on the ozone layer of the planet. The aforementioned article provides information on banning the future use of R22 refrigerant.


What Methods Do We Use to Clean Your Roof?

It’s normal to be interested in how we at Roof Cleaning St Helens go about cleaning your roof. If you’ve never had our services performed before, it might be a surprise! Sometimes people aren’t always aware of how we perform our service, but that’s why you’re here.


We’re going to let you know what four methods we practice during your roof clean in order to receive the absolute maximum from your clean and why we clean your roof this way.


High-Pressure Jet wash


When cleaning your roof, we use a small selection of high-grade tools that do the job perfectly to our specific standard. All tools are industrial grade, meaning that they do the job effectively and to the standard we aim to achieve.


A pressure jet wash allows us to remove all traces of algae, moss and other growths within seconds. This is the perfect tool for many roof materials, as it even removes roof discolouration and stains from general weather effects.


Low-Pressure Soft Wash


Next, we will use a low-pressure soft wash to further clean and treat the roofing. This step that we use at roof cleaning St Helens cleans and sanitises the roof, meaning that it protects against further growth of algae and moss.


This treatment kills spores and will treat the root cause of the overall fungal growth. This makes the roof sparkle and looks brand new, perfect for those who are a bit concerned about algae and moss re-growing.


Manual Roof Cleaning


Some roofing materials are too delicate to be pressure washed and require manual roof cleaning rather than jet washing. This is something we’ve perfected over our time within our industry, as we pay specific detail to all the unsightly objects that make your roof look a bit gross.


Once we’ve cleaned all the dirt and grime from your roofing, we will then treat it with a fungicidal wash that protects the roof from the regrowth of any foreign bodies.








We Practice Safe Roof Cleaning


At Roof Cleaning St Helens, we practice safe roof cleaning at all times throughout our service. This means that we are very conscious and self-aware of every step we take and follow proper health and safety precautions at all times.


If using a ladder, we make sure we work in teams to hold the ladder and provide a solid base for whoever is cleaning the roof. We don’t want to injure ourselves as much as you don’t want us to, so we make sure we are safe and sound throughout the entirety of the cleaning process.


Contact Our Roof Cleaning St Helens Team Today


If you’re searching for an incredibly experienced and knowledgeable roof cleaning service, contact us today at Just Clean. We supply all services under roof cleaning, including conservatory cleaning and valets.


Call us today on 01744 470 051 for further information or to book your own service prior to the colder months.


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Great Opportunities for the Mini Facelift

To get rid of signs of aging at the age of 35 to 40 years is real, using the procedure of minilifting. It will help smooth out wrinkles and tighten the face oval without unpleasant consequences and long rehabilitation.

This technique was developed more than 12 years ago in the US and proved its effectiveness repeatedly, despite the fact that surgical intervention is minimal. The result of the minilift is equated with the complex operation of oil lifting, thanks to the long-lasting effect. The Mini facelift Miami offers the best deals in these matters.

What it is?

  • Minilifting is a kind of facelift that involves facelift by surgical method.
  • The difference from the standard operation is that the cuts on the skin make small, in order to correct individual areas of the face, subject to aging.
  • Such an operation is performed if the signs of aging are minimal, but correction is desirable.
  • With her help, you can lift the middle third of the face, tighten the face oval and sagging eyelids, correct nasolabial folds.
  • With the help of mini facelifting, the area of ​​the forehead and chin cannot be corrected. The area of ​​the chin can be corrected with the help of Mentoplasty .

Advantages and disadvantages

The main advantage of such an operation is its low traumatism, since the surgeon makes very thin incisions that quickly heal and do not leave scars.

In addition, minilifting facial has several advantages:

  • the duration of the operation is from 60 to 90 minutes
  • rehabilitation takes no more than a week
  • there is no skin tightness effect
  • the procedure can be performed on an outpatient basis
  • local anesthesia is used
  • the procedure can be appointed from 30 years
  • the effect after the operation lasts from 4 to 8 years
  • the procedure is less than the classical lift

Since miniliftig is still considered a surgical intervention, the disadvantage of this procedure is soreness of the skin at the points of incisions and chewing for several days, as well as the possibility of complications.


In addition, a micro facelift is considered ineffective if the patient is older than 60 years old or signs of aging are very severe.

In this case, a deeper suspender is prescribed.

Indications and contraindications

Minilifting faces are usually prescribed to patients aged 35 to 50 years, since the effectiveness of the method in this age interval is maximal.


  • flabbiness of the skin of the face and neck
  • sagging cheeks
  • weakening of the musculature of the face
  • pronounced nasolabial folds
  • the emergence of age-old


  • large accumulation of skin in the lower part of the face and neck
  • diabetes
  • chronic diseases in the acute stage
  • presence of tumors
  • presence of serious diseases of internal organs


  • Presence of diseases of the heart and blood vessels, poor blood coagulability
  • Period of pregnancy and lactation

Before a surgical intervention it is recommended to visit the therapist to exclude the presence of contraindications, which will help to cause serious complications.

Luxury Bespoke Kitchens

So many people today, desire a bespoke kitchen designed to their dream. The ability to have a kitchen designed and made, conferring to your taste and finished to your needs, is a complete luxury.

Many of us would think this luxury is only for the wealthy but that is not the case anymore. You can now get a bespoke kitchen design that is exceptional in quality and at prices which are very affordable. The right made to measure company will have experienced designers to help you create the perfect kitchen, at a budget that suits you.

There are limitless options when it comes to bespoke kitchen design. You can relax in a traditional country-style kitchen or a more city style kitchen with inspired by modernism. Every bespoke kitchen can have the features of a highly practical kitchen with modern conveniences and great features. The storage systems can be just as smart, able to house all your storage necessities. Furthermore, equipping your kitchen with the modern appliances will make life easier for you and your family.

Aesthetics, of course, are very important when it comes to designing and planning a luxury fitted kitchen.
Here, Capital Bedrooms can lend a helping hand. Our kitchen surfaces are resistant to scratches, stains, and heat. We have a wide range of counter tops and cupboard door finishes to suit you. A free consultation with one of our designers will walk you through the different materials available – wood, glass, stainless steel, granite, and many others. We will show you the advantages and disadvantages of one material over the others and you can choose a combination of two or three of the materials, depending on what appears aesthetically attractive, as well as practical for you.

Book a free, no obligation home design visit and discuss your new luxury kitchen with one of our professionals today.

Better Eye Lid Options for You Now

Aesthetic eyelid surgery, as a rule, helps to correct these problems, although it is also necessary to take into account other types of treatment. For example: if a certain condition of the upper eyelid is accompanied by a sagging of the eyebrows, in this case, a forehead lift may be recommended. Smoothing wrinkles, which are often referred to as “crow’s feet”, can be smoothened using botox, chemical peels, or laser resurfacing procedure. Your plastic surgeon can provide additional information if you have an interest (or need) for any of the additional procedures.

Blepharoplasty results

Eyelid surgery of the eyelids has a pronounced effect. The healing process is gradual, so the patient should wait a few weeks to get an accurate idea of ​​the results of the work done. The incisions will disappear within a few months and usually become barely noticeable. The results of aesthetic eyelid surgery, as a rule, are long, but they can be influenced by heredity and lifestyle, which leads the patient. The eye lid surgery by Miami Plastic Surgery is there now.

Your personal consultation with a plastic surgeon

You should come to a consultation with a plastic surgeon with your medical card (which lists your entire medical history), including information about previous operations (if any), past and present illnesses, and information on the intake of modern medicines. Such diseases as diabetes, high blood pressure, thyroid problems and some others will be reconsidered, as these diseases can increase some of the risks associated with eyelid surgery.

How is the operation performed?

Plastic surgery of the eyelids can be carried out by several methods (techniques). What kind of technique your plastic surgeon will choose will depend on many factors, such as the amount of excess fat and skin in the eyelids, the position of the eyebrows and the condition of the muscles around the eyelids?The answer is the choice of this or that technique is determined by the plastic surgeon, based on the patient’s expected results and individual characteristics of the organism.

Upper eyelids

For the upper eyelids, as a rule, the incision is hidden in the natural fold of the upper eyelid, and it slightly protrudes beyond the outer corner in the line of laughter or other existing wrinkles. Through this incision, excess skin and adipose tissue is removed. Since the incision is in the natural contour of the upper eyelid, it is usually invisible.

The removal of fat from the eyelids is permanent and does not repeat itself in time. As the skin continues to age, then some flabbiness of the skin along with fine wrinkles in the eyelids can, at some point, return. Sometimes loss of tonus forehead leads to an additional sagging of the eyebrows, which mimics the recurrence of the lowered upper eyelid. If this occurs, the correction may require lifting the forehead or repeating the eyelid correction procedure. Although the aging process continues, patients tend to arrange their appearance for many years after carrying out blepharoplasty.

Benefits From Starting A Business In Hong Kong

Besides being truly a prestigious business address, Hk has a number of advantages to provide for those who want to or own a business in China. Which range from financial over legislative to social factors? Here are your best advantages you get from the Hong Kong registry of companies as well as a WOFE in China.

Taxes Benefits

When you are looking to pay 25% income tax on your earnings in China, with a Hk business under your name it is possible to send funds over the border for a 5% transfer fee. This technique can save you a lot of money, especially due to the fact money could be moved between China and Hong Kong companies with no currency settings. What this means is, when sending cash from China abroad, generally, there are really high charges in addition to a maximum amount of cash that can leave the country per person or any company per year.

In addition, Hong Kong works under a territorial tax program. This implies that there is an absolutely no percent taxes price on money that’s not earned in Hong Kong. Earnings gained in Hong Kong are at the mercy of a 16. 5% tax. However, startups meet the criteria for VAT tax refunds. Either way, tax in Hk is significantly less than around the mainland. The taxes break will certainly rely on the market of your business along with the area of your WOFE. In the QianHai area in Shenzhen, for instance, companies are provided a good tax break.

Free Economy And Trade

Imports from overseas to Hong Kong are considerably simpler to get and cheaper than transporting goods directly into Mainland China. Under CEPA, a contract among Hong Kong and China with the aim to boost trade, Hong Kong products could even be brought into China under no tariffs, so long as the items as well as your company complies with CEPA guidelines. If you are thinking about regularly moving cargo throughout Chinese borders, Hong Kong registry of companies can be the best option.

Intellectual Property

Apart from in midland China, Hk requires under consideration the prior use of intellectual property when submitting for logos, patents, copyrights, etc. China, however, operates under the first-to-file principle.

Familiar And Managed Legal Systems

Whether taxes legislation, rational property sign up and enforcement, an open economy or the bureaucratic processes, Hong Kong offers a more Western way of thinking with regards to legal systems as well as business tradition. Familiar records, consistent bureaucratic methods, and English speaking officials can provide a smoother entry into the Hard anodized business world, not simply for unskilled businessmen. Bureaucratic procedures can also be executed faster in Hk than they can in China. For instance, changing the framework of your organization by reallocating stocks would take about 8 weeks in China, whereas such processes might just a  week in Hong Kong.

Hong Kong As A Global Node

The proximity to the mainland and its open, capitalist mindset just makes Hong Kong an ideal connecting place between East and West. Strong financial ties with the ASEAN countries as well as a reliable environment for Traditional west traders make Hong Kong a fertile floor for businesses from all over the world. The combined experience of both East and West business and cultural mindset is really beneficial in much more ways than you’ll ever think.

Perfection for the Proper Business options in Singapore

Preserving and maintaining flowers can sometimes be a tough task, but what is eventually gained is certainly profitable. When you have a decorated garden full of flowers and various plants, you can relax at any time of day and night, and how today lifestyle is by no means good for human health, this can be a real paradise for all of us.

Flower pots

Keeping flowers in the garden is more difficult than indoor. Among other things, there are times of disaster, but also other unfortunate cases where flowers can be damaged or completely destroyed. If you want your flowers to look and stay beautiful is the right thing for you.

The word comes from the French word jardin, which translates to a garden. That is enough to tell us about what the flower trumpet is predominantly intended, that is for some space. True, today these flower pots are used in larger enclosures, although it is not their primary purpose. As you discover singapore businesses you will be having the best deals now.

Choosing the right size

Flowers are often bigger than the classic pots – pottery. This allows for undisturbed growth of garden flowers, but also for flowers that require greater depth when it comes to growing roots. To know if your flowers will have bigger or smaller roots, it is best to inquire at the florists themselves, they can offer you the best answers.

If you choose too little pottery, your flowers will not be able to thrive properly, and some flowers in theory cannot grow in pots. That’s why flower trimmers, intended for open and closed spaces, are ideal for all flowers that are not suitable for pots. At the good at florist Singapore you can have the best deal now.

Holding flowers

If you’re wondering why we should have flowers at all, we’ll give you the best reason right now – because of you. As we have already mentioned at the beginning of the story, the fast pace of life has a very bad impact on the man’s psyche and it is very important that you have a place to relax.

A delightful garden, park or bench beside the groceries filled with flowers are a real paradise for escape from everyday worries. Leave all your thoughts in the office and at home and afford a little soul break, just when it’s hardest.Want to choose a good barbecue on charcoal ? Then read our article on that subject.

Why Ready Made Curtains Area A Great Choice

Elite Locksmiths

Ready made curtains have genuinely transformed the ease with which a room can be styled. This simple, cost-effective choice has been able to enhance millions of homes over the years. Your home could be the next to enjoy their many benefits. If you have been pondering the question of which style of window covering might be right for you, read on. Here, we have a simple guide to why ready made curtains are a stylish and functional choice that you won’t want to miss…

#1 – Affordability

Most homes will have at least eight windows, and some will have many more. All of those windows need some kind of covering, which can unfortunately build to be an incredibly expensive endeavour if you opt for certain styles and designs.

With ready made curtains, however, you are able to purchase good quality items without having to worry about breaking the bank. These types of curtains are known for their affordability. As they are mass produced, manufacturers are able to keep the prices relatively low. This means you have an option for providing window coverings to your home for a very reasonable price. It is far more affordable than opting for more expensive choices like roller or slat blinds.

#2 – Variety

The basic function of a curtain is to cover a window, yet even within this narrow description, there’s room for a huge amount of variety. Curtains can be long; short; thick; thin; heavy; light; they can be brightly coloured, natural, patterned, and more besides. It’s not just the aesthetic that you can control either. For example, you can add options such as thermal or blackout protection, or curtains that can be machine-washed or dry-clean only – the options really are endless.

Essentially, whatever your personal taste in terms of design, maintenance, and function, there will be a pair of ready made curtains that will suit you perfectly.

#3 – Simple buying process

One of the major benefits of buying ready made curtains is that the process is just so simple. You only need to know two things to find the right curtains for you. These are the dimensions of your window, and what type of hanging method you wish to use; for example, eyelet or tab top. With this information, you can narrow your search down and find a pair of curtains that corresponds to what you require in a matter of moments. Of course, you may want to take longer so that you can explore the various choices you have. If you need to buy quickly, though, it’d be possible.

#4 – Easy installation

Curtains are incredibly easy to install when compared to other window covering options. If you already have a curtain rod fixed in place, you can just slot the curtains into position in less than five minutes. The process is specifically designed to be quick and simple, so you can hang your new curtains and then carry on with your days.

Furthermore, even if you need to install a rod, this is a far simpler process than it would be to install a blind. Blinds have to be cut to fit the window exactly, and you then have to spend time looking at roll direction and ensuring the control cord is hanging safely. In contrast to the convoluted process of hanging a blind, the 10 minutes it takes to drill four-to-six screws (depending on length) to hang a curtain rod is nothing at all.

#5 – Can be quickly changed

Most window coverings are designed to last for a long time, and they tend to be priced accordingly. While this longevity can be beneficial, it can also be a problem if your tastes change or you wish to repurpose a room. In the worst case scenario, you can find yourself stuck with an expensive window covering that no longer works with the room it is located in. It also can’t be moved into another room, as it has been custom-cut to fit that room’s specific window.

In contrast, ready made curtains can be quickly swapped over as and when you please. This means that you have true flexibility to use a room however you see fit. You can change your mind – and your style – as often as you wish. As ready made curtains are so affordable, you can swap your chosen style over every month if you so choose.

In conclusion

Having read through the above, you should be fully aware of the many benefits to choosing ready made curtains for your home. If you do decide to opt for the stylish simplicity of ready made curtains, you’re sure to be delighted with your selection – enjoy!

The Best Tips for the Best Mortgage

Find tips on how to properly take a mortgage loan is not so difficult. This topic is widely distributed in periodicals, specialized literature, and, of course, is not offended by attention on the Internet. However, despite all this information abundance, the number of mistakes that are somehow connected with housing loans does not go down. Below is a rating of the most common missteps, allowed by borrowers, their close ones and friends. The mortgage broker Geelong  brings you the best deals here.

Mortgage tips

Undoubtedly, the first place is occupied by the mortgage council soberly assess its strength. Statistics show that the main reason for delinquencies in mortgagesis not connected with loss of work or force majeure circumstances, but with a banal overestimation of their financial capabilities as a happy loan holder. In order to prevent the development of the event in such a way, there is no way: the loan calculators available on the website of any bank give a clear idea of ​​the amount of the future payment; signing before the conclusion of the contract of the future schedule of payments, which, in addition to the amount of the monthly contribution, indicates the dates of its implementation and the proportion between the amount going to pay interest and principal; acquaintance with the effective interest rate – all this should, theoretically, let the unlucky client from heaven to earth. However, the reluctance to objectively assess their capabilities, and sometimes difficult housing circumstances, do their job,

  • The second place among the ignored mortgage councils is the recommendation not to participate in the loan as a co-borrower and guarantor, only because you asked a very good friend who “always returns everything without your participation.” Such a trap often involves those who previously could not issue a cash loan or a credit card, and therefore do not know that after the signature was on the contract with the bank, arguments like “they did not tell me; I did not know; it’s not mine “will not be taken into account. Especially ridiculous is the story of those who are forced to give their wages for a friend who decided not to return the banks’ debt, but at the same time is the sole owner of the housing.

The third on the podium is the Council to carefully study the documents before they are signed and do not hesitate to ask questions in case they arise. Unfortunately, understanding that mortgage loan is not only a way to purchase real estate, but a certain range of responsibilities, comes to many borrowers with delay. Thus, for many, it becomes a matter of necessity to provide annual certificates of income to the bank or the borrower’s obligation to coordinate with the bank the rental of a mortgage apartment and the registration of third parties in it. Often, people who have become clients of the bank, learn about the lack of the ability to repay the loan on any convenient day, as well as the right of the lender to demand an early repayment of the loan in violation of the timing of making monthly payments.

Finding the Best Deals for the Factoring Process

Factoring is a short-term financing solution for companies in the B to B sector: transport, trading, IT, transport, etc.This technique is often poorly known or even poorly seen by business leaders. Yet it can cope with some cash flow difficulties and is quick to implement.

In this category, we will give a definition of factoring, also called factoring, specify the advantages and disadvantages but also mention the different forms. The Interstate Capital is one of the factoring companies and the work that they do is perfect.

All companies (VSEs, SMEs), associations or institutions with a number can use factoring. Your clients must be private or public companies with a company too. You cannot set up a factoring contract for companies working with individuals (Business to Customer). Factoring therefore concerns companies working in B to B (business to business) only. For a long time, factoring, had a bad image, often associated with companies in difficulty.

  • Today, it is a real financial technique that allows companies to finance their growth when the usual players such as banks can no longer support them.
  • Managers are often afraid to resort to factoring with their clients: “What will they think if I put my invoices to the factor?”
  • Yet many famous international groups use factoring. It’s a financing technique just like the bank discount or the Daily.

Do you know that 25% of balance sheet deposits are linked to unpaid customers?

Thanks to factoring, you will be able to guarantee your receivables without being exposed to the risk of default of your customers. You will be able to query the factor about your potential customers to see if they are reliable.

Example of a company using factoring:

  • Example Company offers medical equipment to its customers (large groups, communities and SMEs).
  • In order to be able to control his BFR (Working capital requirement), the company Example could not accept and honor all the quotes for lack of cash.

Indeed, how to buy goods when you do not have the funds and that we know that his client will not pay before 60 days end of month after installation?

Factoring allowed him to honor all of his orders since as soon as the invoice was issued, the Example company received within 24 hours the payment of 80% of the amount inclusive of the invoice of his client. In addition, the example company knows that it will not have to bear the risk of default in the event of the failure of one of its customers.The development of the turnover is thus perpetuated and there is no longer a waste of time with customer reminders since the factoring company deals with this point as well. So you can focus on your first job: the success of your business.